Changeover Divorce Transitions provides individuals, couples, mediators, and attorneys with financial expertise during divorce.
Working with Changeover can help clients think through the real cost of divorce and develop a realistic picture of their financial situation as they transition to a new lifestyle.
What is a CDFA?
Gail’s designation as a Certified Divorce Financial Analyst (CDFA) has allowed her to develop specialized skills and experience that enables her to analyze the long-term financial impact of divorce. For many people, divorce is the largest transition of their lives. Changeover addresses financial issues of divorce with data to help achieve equitable distributions, without needing to set for in the courtroom.
We provide creative settlement solutions that make financial sense for both parties, allowing you to maximize asset retention and minimize taxes. Every financial decision has an emotional impact and we work closely with you to understand your unique situation and offer creative advice.
Divorce is 40% emotional, 40% financial, and 20% legal, yet most people only consider hiring an attorney to guide them though the process. Changeover Divorce Transitions can work side-by-side with you and your lawyer or keep you out of the courtroom entirely.
We’ll work with you as long as necessary to ensure that ALL of the terms of your settlement agreement are completed and you get the assets you’re entitled to. As a Certified Divorce Financial Planner, Gail Nankervis and her team are equipped to help you manage your financial life.
Gail has completed training for certification by the Association of Certified Biblical Counselors to be able to help clients process their emotions and circumstances during this difficult period. In addition, Changeover provides practical and emotional support through partnerships.
Gail is not only knowledgeable about finance, especially as it pertains to divorce, but she makes an otherwise tough situation a little easier to bear. She is wonderful at putting things on paper that you would not even think about needing until she brings it up. I am not sure where I would be without her. I would highly recommend her to anyone going through the painful process of divorce
"INCREASED MY NET WORTH!"
I had already submitted my financial documents to my attorney, but because of my uncertainty and inexperience, I decided to hire Gail to review them. Within 15 minutes, she corrected my financial affidavit and had increased my net worth by $800,000!!! She helped equip my attorney with various scenarios that were tax efficient for both me and my former spouse. She helped me set reasonable expectations for my divorce and was a helpful and supportive sounding board for me throughout the process. She even helped me set up a new post-divorce budget that has helped my family maintain our standard of living as much as we are able.
"SAVED ME TIME."
We did a pro se divorce but needed help with the child support calculations. Gail was able to help us quickly come to an understanding of how the calculations are done and took the stress off us by providing the appropriate guideline amount. She saved us days of filling out forms by completing all the required forms for us for a very reasonable price. Gail helped us simplify the process and keep conflict to a minimum. She made me so comfortable that I think I blew up her phone asking a million random questions about the divorce process. She graciously spoke to me, educated me, and counseled me through the process. I would recommend her to anyone who wants a civil and efficient divorce.
1637 Racetrack Rd. Suite 236 St. Johns, FL 32259